. Whole life superior protection coverage . Affordable monthly premiums (RM100, RM200, RM300 & RM500) . Extra protection coverage during productive/working years . Guaranteed Triennial Cash Payment for life @ 5% of Sum Assured until age 88 . Guaranteed Maturity Benefit (Full Sum Assured is payable) . Pre-packaged, easy enrollment & hassle free (only requires a simple health declaration to get started) . Initiated by the National Insurance Association of Malaysia (NIAM)
con:
. who going to deal with when claim need to be made? how efficient they are? . how government is involved? who judge whether a claim is valid? . are all check up, report, treatment must be done with certain panel only?
3 comments:
阿公，能否麻烦你分析 bijak Malaysia plan的利与弊？
什么来的？
pro :
. Whole life superior protection coverage
. Affordable monthly premiums (RM100, RM200, RM300 & RM500)
. Extra protection coverage during productive/working years
. Guaranteed Triennial Cash Payment for life @ 5% of Sum Assured until age 88
. Guaranteed Maturity Benefit (Full Sum Assured is payable)
. Pre-packaged, easy enrollment & hassle free (only requires a simple health declaration to get started)
. Initiated by the National Insurance Association of Malaysia (NIAM)
con:
. who going to deal with when claim need to be made? how efficient they are?
. how government is involved? who judge whether a claim is valid?
. are all check up, report, treatment must be done with certain panel only?
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