今天在别人的部落看到了关于CIMB Clicks online banking 网上开设定存的方法，于是也开了一个。这个网上定存的服务已经开放一段时间了，我也注意了很久，但一直不敢去尝试。今天试过之后，发觉真的很方便，几个按钮，户口就开设好了。3个月的定存有2.1%的利息。这些钱都是我的紧急基金，属于储蓄流动资产，是和投资基金分开的，用来应付可能突然发生的紧急事件。但是这些钱放在储蓄户口拿那一点可有可无的利息，又觉得浪费，所以不如放进这个方便的网上定存，需要用到钱时也可以很快很方便的把钱拿出来。想到了这里，就马上把一半的紧急基金丢了进去。
8 comments:
hii... glad that you are very happy now... n looks like you are living your life to the fullest.. keep it up
you understand what i have written??
hmm.... but, once u put your money inside, u cannot cancel it between that period. u need to wait till that day, then only can take out the money. Else, u need to personally go to the bank and cancel it.. so, it is not too convenient to put it as emergency fund.
i think you made a mistake here... did you really check with cimb ? .. in cimb clicks, there is an option call 'FD upliftment/withdrawal', you can withdraw your FD into your account anytime except the first day you put the placement.
hmm.... i had been using it quite some time liao.. and this is what i got.. the uplift/withdraw button won't show your FD except in certain period when your FD is enough time.. you can also read the term and condition there. i believe it stated there also.. it is not anytime system.. that's y i still want to go to the bank for FD instead of online FD. But if they had change the system now, then is good to do it online..
i believed they changed the system. i can see my 'FD upliftment/withdrwal' anytime. Terms and Conditions state that withdrawal can do anytime except the 1st day of placement - and only for eFD. i never try the upliftment feature yet, so i choose to believe what T&C stated. anyway, hope they are not misleading me.
Thanks for your kindness :)
you dont have a blog? :D
then, is good.. i am a bus driver. i like to drive from blogs to blogs without own blog. and each blog, i won't stay long. See ya... probably i will come back again if we have fate....
lol... thanks for visiting
do come back once a while
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