My poor NCD

Well, went to police station with my colleague to settle the report. We hired a guy to negotiate for us with the Sargeant. Eventually the case was closed with a summon on my colleague for RM200 and the victim will claim on my insurance for compensation. I lost the NCD (stand for never claim discount??) for my car insurance next year :'(. Anyway, its lucky that i didnt get any deduction on license credits. But my car was been taken photo and filed! My poor car......